Industry-Leading Partners,
Working for You
FinCo isn't locked into one processor, one piece of hardware, or one platform. We maintain relationships across the industry so every recommendation is the right one for your business.
Processing Partners & Networks
We're contracted directly with multiple processors and networks — so we match you to the right one, not the most convenient one for us.
Backed by one of the most established networks in the industry, Hawthorn is our premier processing partner for volume, reliability, and merchant support. Known for buyout assistance and covering hardware costs — making the switch simple and often free.
A flexible, merchant-forward processing solution running on the Fiserv-Merrick network. Competitive rates, fast approvals, and a clean fee structure — ideal for businesses looking for a straightforward, transparent setup without complexity.
A modern processing platform on the Fiserv-Wells network offering high-performance infrastructure and competitive residual splits. FinCo is actively expanding our Luqra relationship to give merchants even more options — especially for high-volume accounts.
Our specialized partner for healthcare and medical payment integrations. PayAllWays brings unique solutions for medical offices, health services, and patient billing environments — expanding FinCo's reach into specialized verticals beyond traditional retail and restaurant.
Why multiple processors? Every business is different. Your volume, industry, pricing model, and hardware needs all factor in. FinCo's job is to find the right match — and being contracted across multiple networks means we're never forced to push you toward the wrong one.
Software, POS & Gateways
We advise on and support integration with every major platform — from restaurant POS to retail management to online payment gateways. Items marked with ★ are available as hardware too.
Versatile ecosystem for retail, restaurants, and service businesses. Wide app marketplace and multiple hardware form factors (Go, Mini, Station, Flex).
All-in-one platform with readers, terminals, and registers. Integrated inventory, online store, and team management tools built in.
Industry-leading restaurant platform with table management, kitchen display, online ordering, and loyalty programs.
Advanced inventory management and analytics for retail and hospitality. E-commerce integration and multi-location support built in.
Mobile reader + app combo for on-the-go merchants. B200 and B250 Bluetooth readers connect directly to smartphones and tablets.
Powerful gateway with robust API, recurring billing, and virtual terminal. Works with all three processor networks. Full dual pricing & cash discount support.
Full-featured gateway with native dual pricing, cash discount, and surcharge support. Compatible across all FinCo processor networks.
Trusted for decades. Secure gateway for online and card-not-present transactions. Integrates with most major e-commerce and shopping cart platforms.
Modern gateway with dual pricing and cash discount support. Clean API, recurring billing, and virtual terminal built for today's multi-channel merchants.
Integrated booking, payments, and client management for salons, spas, fitness, and service businesses. We advise on the best fit for your vertical.
Not sure which platform fits your workflow? Your FinCo consultant will review your business type, volume, and existing tools — and recommend the right stack. No upsell, no agenda — just the best fit for you.
Hardware Catalog
41 terminal and device options across 7 brands — all sourced at competitive prices. Depending on your processor and volume, hardware costs are often covered or significantly reduced.
Hardware costs are often covered. Depending on your processor, volume, and account setup, hardware is frequently included or heavily subsidized. Your FinCo consultant will tell you exactly what you'd pay — usually nothing — before you commit to anything.
Not Sure What You Need?
Upload your current processing statement and a FinCo consultant will review your processor, hardware, and software — and show you the best path forward for your business.